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Home > Blog > The DeLuca Agency Blog: insurance
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The DeLuca Agency Blog: insurance

View the latest blog posts from The DeLuca Agency.

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Wednesday, April 20, 2022

Power Washing a Home's Exterior

As Spring sets in, you might start to see a green or brown tint on your house — especially if you have light-colored siding or brick. What is that? That green or brown is probably algae, moss or mildew. If left alone, it can damage your house.   READ MORE >>

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Wednesday, March 9, 2022

Will Renters Insurance Cover Carpet Replacement After a Covered Incident?

A fire occurred. Damage from smoke destroyed your carpeting. Perhaps a pipe frozen in the home led to significant water damage. Your renters insurance may help you to recoup the losses from these types of incidents.  The good news is this type of insurance is often comprehensive enough to cover most of what you’ve lost as a result of the incident. READ MORE >>

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Wednesday, February 9, 2022

4 Ways to Lower Business Insurance Costs

Business insurance plays a key role in protecting your company from financial losses. The challenge is finding the right balance between coverage and monthly expenses.   As a business owner, you want coverage to protect your company. Yet, you also want to avoid paying extra for coverage you do not actually need. READ MORE >>

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Thursday, January 13, 2022

3 Events That May Affect Your Life Insurance Policy

As important as it may be, many people forget to review their life insurance each year. However, the consequences of failing to review your policy are severe. Without an annual review, you could be underinsured or your former spouse could still be your beneficiary. READ MORE >>

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Tuesday, October 5, 2021

It Pays to Understand Your Homeowners Insurance Premium

Have you ever wondered how homeowners insurance premiums are calculated? Many people don't really think much about it. They may assume it is what it is, and that coverage will be there when they need it. It is a good idea, however, to understand the factors that go into calculating the price of insurance premiums. READ MORE >>

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Friday, September 3, 2021

How to File a Renters Insurance Claim for a Visitor's Injury

There are many benefits to having renters insurance. One of the most important reasons look into getting a policy is because it can significantly minimize your financial losses in the event of a liability matter. If someone visits your home and falls on the sidewalk leading up to your rented apartment, the risk may be on the landlord. READ MORE >>

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Thursday, August 5, 2021

Business Insurance Breakdown: 5 Misconceptions About Coverage

Business owners need to protect their company from the risks present. Even simply opening their doors introduces risk to the business. Business insurance provides the financial protection most companies need.   Yet, there are many misconceptions that stem from obtaining these policies. READ MORE >>

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Wednesday, July 21, 2021

Calculating Life Insurance Premiums

If you’re looking to secure life insurance for your loved ones, you may have questions about the process. One main question on your mind may be how much life insurance costs to obtain. Monthly life insurance premiums are calculated on a variety of factors. Learn more below. READ MORE >>

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Wednesday, May 19, 2021

Is a BOP Enough for Your Business?

Many small businesses buy a business owner's policy, often called a BOP. Insurers will offer lower rates for the coverage included in the BOP and this may be the simpler and cheaper way to buy insurance.   A BOP may make sense for a small company. Stores, dental offices, and cafes all may find that a BOP suits their basic needs. READ MORE >>

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Monday, April 26, 2021

Does Home Insurance Cover Cleanup After a Fire?

Fires can be devastating, destroying thousands of homes across the U.S. every year. It is a blessing when no one is injured, but it can still be horrible to lose your home and your belongings. Thankfully, home insurance helps cover a lot of damage caused by fire, including clean up afterward.  READ MORE >>

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