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The DeLuca Agency Blog

View the latest blog posts from The DeLuca Agency.

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Thursday, May 5, 2022

BOPs and Property Insurance

For insurance, most small business owners choose to invest in a business owners policy, also called a BOP. It helps them easily optimize their commercial insurance. BOPs usually contain several types of insurance, among them property coverage. This is important coverage because of how it can protect your assets and possession when damaging accidents occur. READ MORE >>

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Wednesday, April 20, 2022

Power Washing a Home's Exterior

As Spring sets in, you might start to see a green or brown tint on your house — especially if you have light-colored siding or brick. What is that? That green or brown is probably algae, moss or mildew. If left alone, it can damage your house.   READ MORE >>

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Wednesday, March 9, 2022

Will Renters Insurance Cover Carpet Replacement After a Covered Incident?

A fire occurred. Damage from smoke destroyed your carpeting. Perhaps a pipe frozen in the home led to significant water damage. Your renters insurance may help you to recoup the losses from these types of incidents.  The good news is this type of insurance is often comprehensive enough to cover most of what you’ve lost as a result of the incident. READ MORE >>

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Wednesday, February 9, 2022

4 Ways to Lower Business Insurance Costs

Business insurance plays a key role in protecting your company from financial losses. The challenge is finding the right balance between coverage and monthly expenses.   As a business owner, you want coverage to protect your company. Yet, you also want to avoid paying extra for coverage you do not actually need. READ MORE >>

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Thursday, January 13, 2022

3 Events That May Affect Your Life Insurance Policy

As important as it may be, many people forget to review their life insurance each year. However, the consequences of failing to review your policy are severe. Without an annual review, you could be underinsured or your former spouse could still be your beneficiary. READ MORE >>

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Friday, December 3, 2021

Why Maintenance Programs Matter to Workers' Compensation Insurance

Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? READ MORE >>

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

Thursday, November 25, 2021

How Does Sleep Impact Your Health?

Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>

Tuesday, November 23, 2021

Understanding Your BOP’s Interruption Coverage

A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>

Thursday, November 18, 2021

3 Signs that You’re a Distracted Driver and Don’t Know It

In the last decade, the number of auto insurance claims that arise from distracted driving accidents has increased significantly. By definition, this is an accident caused by the fact that the involved driver wasn’t paying attention to the road.   READ MORE >>

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The DeLuca Agency in Greenwood Village serves AZ, CA, CO, GA, ID, IN, KS, MD, MI, MO, NV, OH, OR, TX, UT, WA and WI with a full range of personal and commercial insurance coverage.

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6021 S Syracuse Way., Ste. 207
Greenwood Village, CO 80111

720-484-3732 | service@delucaagency.com
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11576 S State STE 102-B
Draper, UT 84020

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Owings Mills, MD 21117

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